Today you are in a positin to sell your products and services to markets all over the world. Running your online business entirely depend on the payment gateway that you are using to receive and process your payments.

Today, with an explosion in the quantum of online traffic and trade, your payment gateway has to work that much harder to keep up. Most payment gateways can't really cope. Currency conversion issues, high costs of managing security technologies, inferior software applications are just some of the problems that cause roadblocks. Which is why ordinary payment gateways can't provide your online enterprise with the right support. And it is the quality of this support, which will determine if your online business runs like a dream venture or a total nightmare.

We are a certifed reseller for CCAvenue®. Since 2001, CCAvenue® has empowered over a thousand entrepreneurs and small businesses to outperform larger, well-financed competitors.

CCAvenue® offers an unbeatable package with a complete bouquet of credit card processing options, global quality service and state-of-the-art verification and security technologies, all at very competitive rates. With all the major payment options, all the tools, all in one place, all for one price and all tied together in a straightforward, integrated step-by-step process that works efficiently. Nothing else is even remotely close. By using CCAvenue's payment gateway services, you get a globally scalable platform to enter the digital economy in style.

PRICING AND TYPES OF SCHEMES

We are offering you a choice of two schemes. Depending on your business model, you may choose any one of the two scheme options:

 
* Service Tax and Education Cess 12.36% extra

** TDR = Transaction Discount Rate

*** Merchants signing on after April - the month in which the Annual Software Upgrade Fee is charged - need not pay the full fee. The fee will be levied on pro-rata basis.

Please Note: A standard 4% charge will be levied on Net Banking transactions for both schemes.

All transactions normally appear as www.CCAvenue.com in your customer's Credit Card statement.

We accept the following Credit Cards: Visa, Citibank eCard, American Express, Carte Blanche, Diners Club International, Discover Network, & JCB Cards. If a CCAvenue sub-merchant has signed up under our economy Scheme, we will credit his account with Rs. 92.13 for every Rs. 100/- worth of transaction (12.36% service tax deducted), done on a credit card by his customer. In case the sub merchant has signed up for our premium scheme, we will credit his account with Rs. 94.38 for every Rs. 100/- worth of transaction (12.36% service tax deducted).

To receive your payments you need to "capture" your transaction from the accounting module. When a transaction is successful from the payment gateway, it is reflected in your CCAvenue account with CCAvenue in a pending mode. You, as the merchant, will have to login to your account on www.CCAvenue.com and mark the transaction as shipped/executed and enter the relevant data.

For which scheme should you sign up?
If your website generates a large number of high-value transactions regularly, the Premium Scheme will be your best option. The low 5 % TDR ensures that in the long run, your payout as TDR is minimal.

Choose the Economy Scheme, if the transactions on your website are of mid-low value, or you are testing the online market.

PAYMENT CYCLE
You have 12 days from the receipt of the orders to execute and capture the order amounts. If your business model demands that you capture the amount in advance for future delivery, i.e. a period beyond 12 days from receipt of the order, and your customer is explicitly agreeable to this, then you may do so before the 12th day. Orders not captured will not be reflected in your account after this time.

Orders can be accessed by logging into your CCAvenue Account with the username and password registered on sign-up.

All orders shipped/executed until Monday midnight IST are processed for payment on the following Tuesday. Transactions are then paid-out by either of two methods as chosen by you on our Merchant Control Panel:

a) Sub-Merchants holding an account with the following banks, can opt for direct credit to their accounts, with any branch in the country by requesting us to deposit a Mumbai cheque:- HDFC Bank Limited, ICICI Bank Limited, UTI Bank Limited, Citibank, Global Trust Bank, Centurion Bank of Punjab, IDBI Bank, HSBC, Deutsche Bank, Indus IND Bank, Jammu & Kashmir Bank, Punjab National Bank, Kotak Mahindra Bank, ING Vysya Bank, Bank of Rajasthan, and any other bank which allows us to deposit cheques to your current /personal account directly from Mumbai.

b) Citibank at par cheque payable as a local cheque in your city dispatched on Tuesday evening by courier.

Frequency Options:
a) 7 days
b) 14 days
c) 28 days
d) Threshold Limit - Merchants have been provided the option of selecting a threshold account collection limit to trigger an automatic wire transfer for the funds due to them. This may be configured in the Settings & Options feature of the CCAvenue M.A.R.S. (Merchant Accounting & Reporting System).

All orders captured till Monday midnight will be paid out on Tuesday. A 5% Rolling Reserve will be maintained for 180 days.

• Set Up fee is a one-time fee only.
• Facility to upgrade from economy scheme to premium scheme by paying the difference in setup fees is available. No changes are to be made from your side.
• Shopping Cart and other services available for both schemes.
• Both Schemes to have complete access to the online CCAvenue® Merchant Accounting and Reporting System (M.A.R.S.) benefits that comprises a central reporting facility on every transaction, including reports on sales, credits, voids Œ to support non-repudiation, balancing, portal settlement reporting, processor settlement reporting and other back office functions.
• Using the CCAvenue payment gateway, you can display your prices in USD, collect payments in USD, and receive payments in INR.
• Visibility into transaction level information is protected by passwords.